Risk Manager

Twisto, a Param Company, is a top BNPL provider in the CEE region. Through our app and virtual/physical cards, customers can defer payments, split bills, and manage invoices with ease. We help thousands of merchants by boosting payment options, conversion rates, and quick access to funds. With Twisto, customers enjoy flexible purchasing, while merchants get instant, risk-free payments, driving satisfaction and growth.

As we continue to grow, we are looking for a skilled and independent Risk Manager to help strengthen our risk management function and support our long-term strategy.

Your future challenges:

• Develop, implement, and continuously improve the Enterprise Risk Management (ERM) framework;

• Help define the company’s risk strategy and risk appetite, support the creation of a strong second line of defense, and work with business teams to identify and reduce risks, including those related to AML;

• Lead periodic risk identification and assessment activities across departments;

• Draft and maintain risk policies and procedures aligned with regulatory expectations and business objectives;

• Monitor risk exposure and produce clear, actionable risk reports and dashboards for senior stakeholders;

• Build risk awareness throughout the organization and help embed risk thinking into daily operations.

What do we offer:

• A chance to enhance your skills and advance your career while working in a diverse, international team;

• An opportunity to shape a risk culture that drives growth while protecting customers and operations;

• Collaborative work culture with supportive and experienced colleagues;

• Hybrid work model (we have nice offices in Prague – Karlín);

• Informal and pleasant atmosphere - we all know and respect each other and we also have a pack of dogs ;

• Promoting a healthy lifestyle  - we do offer  flexible working hours, health care, drinking and fruit daily in the office, team events, up to 34 days of vacation or additional 5days paid leave for parents after child birth, etc.

• Min. 5 years of experience in risk management, preferably within fintech or financial services;

• Experience in designing risk management framework;

• Familiarity with compliance frameworks (DORA, NIS2, GDPR, KYC/AML, industry-specific regulations);

• Strong analytical and communication skills;

• Ability to influence and engage cross-functional teams;

• Czech at native speaker level; English at min. B2 level