Risk Product Manager

Twisto, a Param Company is a leading Buy-Now-Pay-Later (BNPL) service provider in CEE region. With our mobile app and virtual/physical payment cards, customers can conveniently defer payments, divide them into installments, split bills with friends, and manage invoices. Our platform benefits thousands of merchants by providing broader payment options, higher conversion rates, and faster access to funds. With Twisto, customers have greater flexibility in their purchases while merchants receive immediate payment with zero risk, leading to increased customer satisfaction and business growth.

We are looking for a Product Manager to lead the development of risk-related features such as fraud prevention, credit scoring, and KYC/KYB solutions. In this role, you will own the full product lifecycle - from idea to launch - while ensuring alignment with business goals, regulatory requirements, and customer needs. You’ll collaborate across teams to deliver impactful, data-driven solutions that enhance customer experience and drive innovation in risk management.

Your future challenges:

• Own the product roadmap and lifecycle for risk-related features (e.g., fraud prevention, credit scoring, KYC, sanctions screening, etc.).

• Gather and prioritize product requirements from stakeholders across the business and translate them into clear specifications and user stories.

• Collaborate with Risk, Customer Care, Product, Registration team, Operations, Legal teams.

• Define and track key performance indicators to measure product success and impact on business KPIs (e.g., fraud rate, approval rates).

• Work with Compliance and Legal teams to ensure products meet regulatory requirements across different markets.

• Facilitate alignment between technical teams and business stakeholders, acting as a strong communicator and decision-maker.

• Stay up to date with emerging fintech risk trends and best practices to drive innovation in risk management tools.

What Twisto can offer:

• Great room for self-realization.

• Informal and pleasant atmosphere - we all know each other, we do not fancy formalities, we are open, agile & dynamic team.

• Hybrid or full remote working model.

• Promoting a healthy lifestyle - we offer MultiSport card, health care, fruit daily 🍎 in the office, team events, 5+ weeks of vacation🌴

• Working hours 37,5 hours per week, etc.

• Last but not least, great opportunity to be part of Twisto expansion in Europe & beyond 🌍!

• 3+ years of experience in product management, ideally in a fintech, risk, or data-heavy environment.

• Strong stakeholder management skills, especially in cross-functional teams involving technical and non-technical audiences.

• Experience working with risk domains like fraud detection, credit decisioning, KYC/KYB, or AML is highly desirable.

• Excellent communication and prioritization skills – you know how to say no and explain why.

• Data-driven mindset – ability to work with analysts and data scientists to define metrics, validate hypotheses, and drive decisions.

• Understanding of APIs, internal platforms, and decision engines is a plus.

• Familiarity with regulatory landscapes in fintech (e.g., PSD2, GDPR) is a plus.

• English and Czech at a minimum B2 level.

You Will Thrive Here If You...

• Love solving complex problems that involve data, regulations, and user experience.

• Enjoy working in fast-paced environments where risk and innovation go hand in hand.

• Are comfortable with ambiguity and can bring clarity through structured thinking and communication.

• Have the ability to influence and align diverse teams towards a common goal.